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                                        <h1>青年货币指数</h1>


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                                                        <p>青年货币指数是一项年度调查，反应英国学校的金融教育。该指数调查了英国学生在金钱和个个人理财方面的态度、行为和经历。</p>
                                                        <p>2018年，我们通过调查2000多名年龄在15-18岁英国的年轻人，了解他们获得的金融教育，他们对金钱的信心和行为，他们对金融服务的使用以及他们的财务能力和知识水平。</p>
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                                                <div id="MainContent_C194_Col01" class="sf_colsIn" data-placeholder-label="Content"><div class='sfContentBlock'><h3>&ldquo;尽快越来越多的学生在学校能够接受金融教育，但是根据数据显示，在学校接受金融教育的时间却在急剧下降。&rdquo;</h3>


                                                </div><div class='sfContentBlock'><p><a href="../../docs/young-persons-money-index-2018.pdf" title="Read the CeFCCD Qualification Specification" class="btn btn-lg btn-success btn-success2" target="_blank">下载2018年青年货币指数报告</a></p>
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                                                            <h2>2018年调查结果</h2>
                                                            今年的研究表明，目前学校的金融教育太少而无法对学生产生影响，导致学生没有为社会生活做好准备，并担心金钱问题。<br />
                                                            <br />
                                                            虽然报告显示在学校接受金融教育的学生数量猛增至62%（2017年：44%），但金融教育所花费的时间却大幅减少。只有33%的受访者表示他们在近期接受了相关金融教育，相比之下，2017年的数据为43%。令人担忧的是，14%的受访者表示他们最近的一节关于金融教育的课是在上学期的课程，23%的受访者表示他们已经有一年或更长的时间没有接受任何金融教育。<br />
                                                            <br />
                                                            研究还发现，将金融教育纳入更广泛的科目是最常见的授课方式，例如PHSE，数学和公民身份是学校的首选课程。很少（3%）的数据显示有专门的个人理财课程。<br />
                                                            <br />
                                                            更多的年轻人表示他们担心资金 – 占总数的71%（2017年：62%），在17-18岁的年龄中这个数据增加到81% - 越来越多的人表示他们正在接受诈骗。而大多数年轻人（83%）表示他们想要在学校学习更多关于金融知识（2017：76%）。<br />
                                                            <br />
                                                            <h2>伦敦金融研究院推荐</h2>
                                                            <h4></h4>
                                                            <p><strong>Alison Pask，伦敦金融研究院常务董事：</strong></p>
                                                            <p>&ldquo;年轻人需要了解如何管理资金 – 从每一天到长期 0 同时教师需要提供相应的支持。我们需要了解真正教授的是什么，如何教授，并确保课程有足够的时间。否则，我们将冒着巨大风险，使下一代人在成长过程中缺乏足够的金融教育去管理资金。&rdquo;</p>
                                                            <p>伦敦金融研究院是青少年个人财务资格的唯一专业提供者，作为英国国家课程的一部分，帮助青少年发展重要的资金管理技能。</p>

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                                                                <img src="../../images/default-source/Icons/icon_piggybank.jpg?sfvrsn=4" data-displaymode="Original" alt="Icon_piggybank" title="Icon_piggybank" style="vertical-align: middle;" /><br /><br />62%</h2>
                                                            <p style="text-align: center;">学生表示他们在学校能够接受金融教育</p>
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                                                                <img src="../../images/default-source/Icons/icon_people.jpg?sfvrsn=4" data-displaymode="Original" alt="Icon_people" title="Icon_people" style="vertical-align: middle;" /><br /><br />71%</h2>
                                                            <p style="text-align: center;">学生表示他们担心个人资金问题</p>

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                                                        83%</h3>
                                                        <p style="text-align: center;">学生表示他们希望在学校学习更多关于金融教育</p>


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                                                                        初级金融能力认证是一项低成本的项目，以引人入胜的互动方式辅助学生学习金融课程。
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                                                                        中级金融能力认证适合高一、高二的同学。课程主要包含了个人理财与经济，财务管理技能和企业。<br />
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